The National Highway Traffic Safety Administration says a car seat doesn’t have to be replaced after a minor crash. … Progressive Insurance told us they do not cover car seat replacement. Geico says they do. Allstate and State Farm says they cover it, in accordance with the NHTSA.
Do car seats have to be replaced after an accident?
To boost personal safety, choosing new seats may be best. While the National Highway Traffic Safety Administration (NHTSA) advised replacing all child seats after any accident in the past, they have adjusted that recommendation to be only after a moderate to severe crash.
What is considered a moderate car crash?
A moderate to severe crash is defined as the “equivalent to hitting a solid, fixed barrier at 8-14 mph or higher. (This would be the equivalent of striking a parked car of similar size at about 16-28 mph or higher.)
Will Graco replace a car seat after accident?
Graco, for example, states that their car seats must be replaced after any crash. A user manual for the Graco Snug Ride Classic Connect 35 infant car seat says, “Replace the infant restraint and base after a crash of any kind. … In order to properly use a car seat, you must follow manufacturer instructions.
Do insurance companies have to replace car seats?
Insurance companies in California are obligated by law to replace occupied seats. … An insurance company may instruct you to purchase a replacement seat and submit the receipt for reimbursement. It is important that you clarify what your insurance company will cover before buying a new car seat.
What is considered major damage on a car?
Insurance Companies’ Idea of “Major” Damage
Leaking coolant. Deployed airbags. Damaged suspension. Missing lights. Broken windows.
Can you tell if a car seat has been in an accident?
Car seats that have been involved in a crash may not appear damaged. No one can visually inspect a car seat for you or certify that it’s safe to use if the history is unknown or it has been in a crash.