When you’re tooling down road, there are trucks on the asphalt that say it’s not their fault if they break your windshield. We’re talking dump trucks that carry signs warning you to keep back because they aren’t responsible for damage. “The simple truth is — they are responsible for it,” says attorney John McCabe.
Are truck drivers responsible for broken windshields?
You’ve seen them on trucks as they drive around town, a sign saying “Stay Back, Not responsible for broken windshields.” … Does the sign relieve the truck driver, or company, from any responsibility if your windshield breaks from something that falls from their truck? The simple answer is, false.
What happens if a rock hits your windshield?
After a rock hits your windshield, you will want to take a look at your windshield when it is safe to do so. … Generally speaking, if there is a chip or crack that is smaller than six inches, your windshield can be repaired. If the crack is larger than six inches, your windshield probably needs to be replaced.
Why are gravel trucks responsible for broken windshields?
His answer: If a rock falls off the truck, hits the road first, then bounces up and cracks your windshield, the driver of that truck is not responsible. … The only way the driver is responsible for the chip in your windshield, he added, is if it falls directly from the truck onto your windshield.
Will a glass claim raise my insurance?
Your insurance premium will not go up after a windshield claim with most insurance companies. … The good news is that the replacement or repair of your windshield is likely covered by the comprehensive coverage that is already on your auto insurance policy.
How much does it cost to fix a rock chip in a windshield?
Repairing a single rock chip costs around $70-$80 for the first chip, then usually $20 extra for each additional chip. The cost to repair most cracks is about the same. Windshield replacement costs considerably more and varies greatly depending on the vehicle.
Does rock chip repair increase insurance?
So the question is: Can a rock chip claim impact my insurance rates? Short answer is yes, it is possible. … Some insurance companies claim that people who turn in multiple windshield glass repair claims have an overall higher loss rate and cost them more money in future claims.
What is it called when a rock hits your windshield?
Stone Break – A small chip that occurs when a stone (or other hard item) hits the windshield. It can then become a large crack over time.